Before making any Medicare change, please call BAC Associates first. A quick conversation today could help you avoid a costly mistake tomorrow.

Every year, we see people make Medicare changes that aren’t in their best interest. You may receive a phone call, see a television commercial, get a mailer, or hear about a plan from a friend and decide to make a change before fully understanding how it could affect your doctors, prescriptions, costs, or even benefits you may lose.

The truth is that Medicare marketing is everywhere. Some offers are legitimate, while others can be misleading or designed to create a sense of urgency. You may hear things like:

• “You may be missing benefits.”
• “You qualify for additional benefits.”
• “You could save money by switching plans.”

While these messages can sound appealing, they rarely tell the whole story. The right Medicare plan depends on your individual needs, and what’s best for someone else may not be best for you.

That’s why we have one simple request:

Before making any Medicare change, please call BAC Associates first.

We’re happy to review what you’ve received, explain your options, and help you determine whether a change makes sense for your situation. There is never any cost and never any obligation. Sometimes the offer may be worth considering, and sometimes it may not. Either way, we’ll help you make an informed decision.

Please don’t worry about bothering us. That’s exactly why we’re here. As your Medicare advisors, our role doesn’t end when you enroll in a plan. We’re here throughout the year to answer questions, explain benefits, help resolve issues, and help you avoid costly mistakes.

You may not realize that when you enroll in a Medicare plan through another agent or organization, you are often replacing BAC Associates as your agent of record. As a result, we may no longer be able to represent you with the insurance company, help resolve issues, or provide the same level of ongoing support you’ve come to expect from us.

That’s one of the reasons we encourage you to call us before making any Medicare-related decision. We’ll help you evaluate your options and make sure you understand exactly what you’re gaining—and what you may be giving up—before making a change.

To protect yourself, remember these simple tips:

• Never give your Medicare number to an unsolicited caller.
• Be cautious of high-pressure sales tactics.
• Don’t feel rushed to make a decision.
• Verify information before signing anything.
• Talk to a trusted advisor before changing your coverage.

At BAC Associates, we believe Medicare decisions should be made with confidence, not pressure. Whether you’ve been with us for one year or ten years, we’re grateful to be part of your healthcare journey and proud to serve as your Medicare advisor.

Before you make any Medicare change, call BAC first. We’re always happy to help.